Tag Archive for summer

31 Days and 31 Ways to Save- Thinking Summer Savings

Even with all the rain that is going on this weekend here in Toronto I am thinking ahead about the summer. For our family summer is the time of spending. So how do we save when there are things like summer vacations to plan, extra childcare costs ie summer camp, and then there is that long list of simply fun activities you simply want to do. So how does one save in the midst of it all?

There are lots of ways to cut costs in the summer in the city:

1. Here in Toronto if you are a parent and under a certain income level you can sign up for the cites Welcome Program that allows you to send your child to Summer Camp for 2 weeks for free as well they can get lessons through the local community centers all year long.

2. Do check out the Parks and Recs programs in your city as they most often have the best pricing on summer camps and programs for kids.

3. Take advantage of the festivals in your city. Rachel and I love Luminato, Taste of the Danforth and Caribana here in Toronto and we get to all three.

4. Thinking vacation. Shop around for your best deals, look for codes and sales online before you head to your travel agent. Or How about staying in your own city and planning a Staycation?

5. Make use of public parks and beaches for frugal summer fun.

6. Check out your local library. I can guarantee you they will have a summer reading program plus more.

7. If you love a local amusement park. Think ahead and if possible get a season’s pass if you want to attend the attraction more then twice during the season. This year Rachel and I have passes to Wonderland thanks our friend Scott Stratten.

8. Budget your summer spending. Know ahead of time what you are willing to spend.

What are some of the ways that you save in the summer?

How to Have a Frugal Fabulous Summer in Toronto with Kids

 How  to Have a Frugal Fabulous Summer in Toronto with KidsOne of the best things I loved about living in Toronto was the summers there. For me really the summer starts early with Luminato and doesn’t end until the Labor Day fireworks.

Do you want to have a fun exciting summer in Toronto?

You definitely can and it doesn’t have to put a dent in your wallet either.

For me and Roo for the past few summers our plans began with Luminato. If you have not been to this event, it is one to put on your calendar and guess what it starts this weekend! One of my most treasured memories is Roo leading the salsa dance class with the instructor, and her being chatted up by none other then Mayor David Miller while she was getting her face painted. For us we love this event and guess what a huge amount of the events are FREE.

The next thing we always start to do is swim at the city pools and hit the Beaches. Both of these are free and good for summer fun and fitness.

By then it is Canada Day and this city has many venues you can hit for a frugal Canada Day, for us because we lived in East York we always packed a lunch and headed to Stan Ludlow Park for a day of fun and fireworks. Downsview Park and Ashbridges Bay are also hot spots on this day.

Usually the first week in July we would also hit the library and enroll in the summer reading program. This is something Roo loves to do. In the summer we hit the library about once a week for great lazy day reads.

One the websites I use most to create a fun summer schedule is Kid Summer. There are a number of events that you can preregister for but there also many events that are free for kids when a parent buys and Adult Admission. We did the CN Tower, the Toronto Zoo, and the Ontario Science Center all as well as National Film Board.

We also made great use of the splash parks. There usually is a good one in every neighbourhood. We loved the small wading pool at one of our local parks. We also made good use of the pool at Monarch park, after all a summer day is only better with a swim in an outdoor pool.

There also free movies at Downsview Park. Everyone enjoys a good flick, right? Bring your popcorn.

There is also the Sun Life Muesem Art Pass that can give a family a free way into the museums. Check here for more information on the program.

There are also many festivals and events that we loved that are part of the summer time makeup of Toronto. Our favorites were Caribana and Taste of the Danforth.Don’t miss the Caribana Parade.For a great list of festivals and events in Toronto check here. Many events are free.

If it was a rainy day we often went to Woody Woodchucks in Scarborough.

This summer with soda of any size being only $1 I see the McDonald’s playlands being full as well.

You can cash in a few of your Airmiles Points and hit up a Blue Jays Game. There is nothing like a day at the ballpark, and we love it when they have kid days.

You can also have your tween or teen child do some acts of service this summer. Last summer Roo did a month long service challenge. Each day she thought up a new way to serve and help somebody else out. Some of the things she did: had a lemonade stand(donated the money), gave older clothes that no longer fit to new immigrant family on the street, held a door open, helped the neighbor with yard work and the list went on. We celebrated the end of it with an ice cream party.

As well we always ended our summer with a trip to the CNE. It was a family tradition. I can remember my dad taking us girls when we were little and one of the things about the CNE there is so much to do that is free so you can be pretty frugal with your visit.

Roo and I in the summer would spend about $15 a week for our summer fun in Toronto. Most of this was spent on our weekly tradition of an ice cream cone from the truck that came by our street, and the occasional pick up from a street vendor. If we were going to the park, beach, library we would take snacks and the like with us. This is what made it frugal. The only huge splurge was going to the CNE, but we bought passes at Shoppers Drugs using Optimum Points, we packed snacks, and had a $20 limit for the games and $20 for special treats . You can also now get CNE passes by cashing in Airmiles.

Now if you dont live in Toronto that is okay alot of these ideas can be transfered to where you are! Most cities have active park and rec programs, most libraries offer summer reading programs and there are always local festivals and well McDonalds is everywhere. Please remember you can have a great fun filled summer and it can even leave cents in your pocket book.

Please let me know what you think of the list. Are there any other ways to have a fabulously frugal summer in Toronto?

Free Activites in Nova Scotia for the Summer

 Free Activites in Nova Scotia for the SummerWell it is that time of year here in Nova Scotia. I call it Festival season, some may call it tourist season. With it comes many great events that are Free. In fact if you live here in Nova Scotia you can find a free event most every weekend somewhere.

How do I keep them free? For outdoor festivals and the like we often pack a cooler of food and take that with us, eating on the way. Juice boxes, water bottle, snack bars, and fruit all are bring with items.

Here is a list of some of my Summertime favorites here:

  • Lobsterpalooza which is on now till July 1st along the Cabot Trail. Check out the 101 Things to do list. More then 75% are free to do, and fun!
  • Privateer Days down in Liverpool brings privateering back. Many of the events are Family friendly and free. If you go make sure you take in the Historical reenactment
  • Pictou Lobster Festival is a local event for me. It celebrates the end of the fishing season here. Roo and I will be at this one!
  • Tall Ships Nova Scotia- the ships are coming back to the port of Halifax. I have always loved boarding and exploring these magnificent vessels. It is a blast to watch them come into the harbour as well.
  • Antigonish Highland Games. The oldest Highland Games in North America. Many of the events are free and will give you a taste of all things Highland.
  • Riverfront Music Jubilee is a local event, and from what I have been told they have great entertainment. Roo and I will be here too!
  • Natal Day Festival in the Metro Halifax Area really is a celebration of all of things that made this great natal community. I always love the fireworks!
  • Halifax Busker Festival, this event is one of our summertime favorites and really the entertainment is great. Roo and I had a great time at this festival last year, and cant wait to go this year!
  • Nova Scotia Wild Bluebery Festival celebrates the blueberry season with province wide events. Make sure you taste some Nova Scotian blueberries this summer. They are yummy!

Other free things to do this summer if you are here in Nova Scotia that we love to do on a regular basis:

  • explore the beaches, there are many beaches both ocean front and we have several lakes too that are great for a summertime dip.
  • we love to hit up the library, they too always have great programming over the summer
  • If you are in Halifax visit the Harborfront, Point Pleasant Park and the Halifax Public Gardens
  • There are many walking trails as well, it is great to take on a trail and get some exersice.

There are many ways to have fun all summer long here in Nova Scotia and it doesn’t have to put a dent into your pocketbook! What are your favorite things to do that are free in the summer?

The Cheap Summer Experiment

Well here we are again at that time of year, when you want to have some summer fun yet do it on the cheap! How am I going to do it? Well after a certain meeting two weeks ago my income level is uncertain as of August 1st so I plan on doing an experiment. First I took radical steps to cut my costs: got rid of the land line because we are never home especially during the summer. So we now have one cell on a decent plan…$45and all the minutes this mom needs.I got rid of the Internet as well and will be blogging for free from cafes and the library. So after rent and bills it leaves me with $450 to go everything with. So what are my plans?  How am I going to cut costs in Toronto this summer and even have money to go away with?

The Cheap Summer Experiment

1. Take advantage of the FREE stuff to do here in the city. From public pools, libraries, and free events there is plenty to do here in town.

 We will only TTC to one event per week, the others we  can walk or bike too. The first event we will hit is Luminato.It was so worth going to last year and we had a blast! It starts June 6thand is a great way to start off your summer with a bang.

2. Use the money jar approach to spending.

Our jars are $4o for groceries per week, $7.50 for laundry, and $12.50 for other–all clothes are bought so there is no need for new stuff.

3.When shopping utilize coupons, points collection(ie SDM), and flyer shopping to get the best prices you can find.

 UsuallyI can spend $40 on meat for a month ( we eat meals that include meat about 4 times a week). Usually2 big bags of chicken pieces and a big club size of lean ground beef that I can stretch with TVP does us.

4. Have a garage sale of all that stuff you don’t need- use this money as summer fun money or use it for something you need. Other great ways are to utilize Craigslist or Kijiji to make a sale.

We are doing this and Roo especially is clearing out stuff as she becomes a preteen on a mission of a new room design which is one of our other summer projects.

By doing this well will have enough money to do what we really want late in the summer and that is take our first family vacation ever. We are headed to Nova Scotia and PEI for a couple of weeks. Roo will get to spend time with her cousins and grandma. For our trip we are using  the train to get there, and have FREE places to stay so we should be okay going with $500.  We can’t wait and are getting excited about our first real chance to travel.