Common sense tells us we are all at risk for identity theft? So how can you best protect yourself? Especially from online attacks?
There are some simple things you can to ensure your personal safety online. Personally, I have had my wallet go missing and I hate to admit it has happened more than once. I know for me I got the sinking feeling and worried most about my identification. Since many of our lives and daily transactions are now done online, it is just as important to protect our online identities.
No one is exempt from online identity theft. We have seen thousands of people impacted each time a company gets compromised. Even the credit bureau, Equifax was recently compromised. Fraud is a real issue and it impacts many Canadians on a yearly basis. A couple of years ago Interac invited me to an evening out where I learned lots about the dark web and the real dangers that lurk at every turn. So how can we can we best protect ourselves from identity theft online? This is important to know as many of us right now are doing our Christmas shopping online.
How to Protect Yourself from Identity Theft Online
- Create a seperate shopping ID account. When you shop, do you use the same email address as all your social accounts? Don’t! Create a seperate account with very limited permissions. Use this for banking and shopping.
- Watch what you share online. In the age where many of our lives are online, don’t overshare personal info. You never know who is watching. Share what you would share if you were giving a speech with a megaphone.
- Sign up for a credit monitoring service and get alerts. Did you know you can get alerts every time your card is used? Credit Karma offers a free service. This means if new credit is opened in your name you are alerted as well as any major changes even a creditor reporting late payment.
- Don’t carry non essential ID. Do you carry your SIN card? Stop! Carry what you need.
- Be careful where you store your credit card information. In the age of the internet of things it is easy to have your card info stored in many places. Be mindful where your information is being stored. It may not be that secure over time.
Remember an once of prevention helps especially when it comes to your credit.